New report highlights need for proactive approach to safety

Small businesses are adopting a reactive approach to safety, rather than proactively guarding against potential risks, according to Pie Insurance's 2025 State of Workplace Safety Report

The report is based on a comprehensive workplace safety survey of 1,018 small US business owners (up to 500 employees), providing insights on safety concerns, workplace accidents, AI trends and more.

According to the survey, 75% of small businesses experienced workplace injuries in the past year, with nearly half saying they had to improvise safety measures due to a lack of proper equipment. Half of those injuries were reported to be preventable. Preventing such injuries could dramatically reduce injury-related costs such as medical expenses and compensation costs, as well as the costs incurred by operational downtime, with small businesses losing four employee workdays and three full business days to workplace injuries.

The most common preventable workplace injuries were reported to be mental health-related injuries (22%), slips, trips and falls (20%) cuts and lacerations (18%) and overexertion and repetitive strain injuries (13%).

Many of these injuries could be prevented by taking proactive measures such as ensuring employees have the right equipment and PPE; conduct regular engaging safety training, encouraging employees to report safety concerns without fear of reprisal, and performing regular workplace safety audits, the report says.

Growing role of AI

The report highlights the growing role of AI in preventing accidents, with 65% of business leaders thinking it will improve safety in the next five years, and 44% already using it to improve safety and efficiency. From predictive analytics that anticipate risks to AI-driven telematics that monitor driver behaviour and automated safety training, AI is facilitating a more proactive approach to preventing accidents and reducing risks.

Also highlighted is the increased impact of mental health on workplace safety, with stress, burnout and mental-health related injuries accounting for 22% of workplace injuries, while only 52% of firms have mental health related safety protocols in place. A culture where employees feel safe and supported needs to be created, with measures such as providing employee assistance programmes (EAP), offering wellness initiatives and creating an open culture where employees are not afraid to raise mental health challenges.

Employee resistance to safety measures is another challenge cited, with suggested measures being to involve employees in safety discussions and decision making, make training engaging and rewarding employees who follow safety protocols and leading by example, with the leadership walking the walk.

Businesses that take workplace safety seriouslly will have a competitive edge, the report stresses. “By implementing proactive mental health support, investing in the right equipment, leveraging AI and ensuring employees follow safety protocols, small businesses can reduce injuries, lower costs and create a more productive workforce,” it says.